shewhomust: (ayesha)
[personal profile] shewhomust
When I described the multi-car pile-up outside our house, I didn't dwell on the damage to our own car. It didn't seem as worthy of note as the spectacular movements of the cars on the icy road surface, and the number of them involved. Nonetheless, it didn't escape unscathed:

Damage to rear of car


The damage was serious enough that it could not be driven - the body of the car was pressing on the tyre - but not so dramatic, I thought, that it couldn't be repaired. We had, after all, done serious damage to a very much older car (on a rising bollard in Spain) and not only had it lashed up enough for us to drive it home, but had a permanent repair done at the insurers' expense when we got home.

Times have changed. The insurance company has now confirmed what their mechanics were telling us, that the damage can not be repaired and the car will be written off. If I've got this right, the outer shell of the car is put on in one piece, so you can't just replace a damaged panel, you have to replace the whole thing. There may be a good reason for this, but I'm old enough and grouchy enough to complain about a world in which nothing is repaired, everything is discarded and replaced - because resources are inexhaustible, aren't they? This is not why we chose an electric car.

The marginally better news is that the insurers don't propose simply to hand us the cash and tell us to get on with it, they will replace the car: "new for old" they say, which is not quite how I'd describe a car we have had since September (I've barely learned its registration number). But they seem confident they can find a replacement without trouble: they are asking questions about preferred colour, which I will believe when I see it...

Meanwhile, someone is coming next week to look at the damage to the raiings in front of the house. Someone else has already done this, but it seems she was just agreeing the claim as valid: the next person will assess the work to be done. Fortunately, damage to buildings doesn't risk getting the house written off.

Date: 2023-02-09 09:06 pm (UTC)
conuly: (Default)
From: [personal profile] conuly
There may be a good reason for this

There is, and it's passenger safety.

In older cars, you can get into quite a severe crash and the car is fine, however, the rather squishy people inside the car end up taking all the force and are substantially less fine.

In modern cars, the car gets busted up by taking all that force and the people inside are just a little shaken.

Conservation is great, but it's still a lot easier and more cost effective to replace a car than a human.
Edited Date: 2023-02-09 09:07 pm (UTC)

Date: 2023-02-09 09:40 pm (UTC)
sovay: (Rotwang)
From: [personal profile] sovay
There may be a good reason for this, but I'm old enough and grouchy enough to complain about a world in which nothing is repaired, everything is discarded and replaced - because resources are inexhaustible, aren't they? This is not why we chose an electric car.

I'm really sorry!

Date: 2023-02-10 03:33 am (UTC)
cellio: (Default)
From: [personal profile] cellio

Wow, I had no idea that aspect of car-making had changed. My car is older and definitely has panels, which the other driver's insurance replaced when someone sideswiped me a few years ago (when I feared they would write the car off instead due to its age). And I've never heard of an insurance company actually supplying the replacement before; every claim I've ever made (not many) has involved a payment from them and the actual running-around hassle from me. I'm glad to hear you're doing better in that regard.

Date: 2023-02-14 09:17 am (UTC)
anef: (Default)
From: [personal profile] anef
It may well be cheaper for them to replace the car than to pay you to do so - they will have a lot more buying power. Hopefully the replacement car won't have the charging problems.

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